Carrying Proof of Auto Insurance Could End in Ky.

By: WSAZ News Staff Email
By: WSAZ News Staff Email

FRANKFORT, Ky. (WSAZ) -- Carrying proof of auto insurance could become a thing of the past in Kentucky.

State Rep. Ken Upchurch, R-Monticello, filed legislation on Wednesday that, if passed, would no longer require, in most cases, Kentucky drivers to carry proof of insurance. House Bill 218 would instead allow law enforcement to check whether a driver has auto insurance by checking the Automated Vehicle Information System, or AVIS, through a computer in the officer’s patrol car.

“With the advent of technology related to insurance, it’s time that the Commonwealth stream line our system allowing law enforcement to confirm proof of insurance during traffic stops and accidents without the need for drivers to carry a piece of paper,” Upchurch said. “Much of what we do in our daily lives can be done by electronic means instead of paperwork, so my bill I believe is a no nonsense way to utilize AVIS for confirming insurance coverage for Kentucky drivers.”

HB 218 makes one exception for proof of insurance, which would require any Kentuckian who purchases a new or pre-owned car, or change insurance carriers, to carry documented proof in their vehicle for the first 45 days of ownership.

Upchurch says the one exception is needed to allow time for Kentucky’s AVIS system to be updated with the new information.

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