The Wyrick Mortgage Group of Victorian Finance FAQ
What type of home financing do you offer?
We have many different programs to help with all of your home financing needs. We have programs to help folks from all walks of life but we specialize in folks with less than perfect credit buy a home with little to no money down. We have access to programs like Conventional loans, FHA, USDA, Rehab loans, WV Housing with down payment assistance, and even VA loans for the Veterans.
What areas do you service?
I am licensed in WV, KY, OH, and TN. But we have access to help in multiple states outside of our footprint here too.
You mentioned home loans for Veterans, can you share more on that?
We are passionate about helping our Veterans. My brother works as a Loan Officer with me and is an 8 year combat Veteran an 5 years local law enforcement with the Huntington Police Department. He has taken a personal interest in helping his fellow Veterans better understand their options with VA financing. One of the only loans that you can do 100% financing, No PMI, and a fixed interest rate.
Are there any programs to help Veterans that have already bought a home?
There is an awesome option for Veterans to lower their interest rate on their mortgage and save them on their monthly payment too. Not all lenders offer this and most doesn’t even know that its available. With in the last 2 weeks, I have help 6 Veteran families save a total of $160,000 combined in amortized interest and also the timing of their payment helped them skip their December payment.
You wrote a book to help Veterans about first time homebuying, can you briefly tell us about that?
Yes, I wrote a book called the “The Official Home Buyers Playbook” and recently release a Veterans edition. This helps answer a lot of the common questions that a first time buyer may have. The Veterans edition covers all of the requirement needed to meet VA financing requirements too. Both editions are available on amazon, but you can download the ebook for free from my website WyrickMortgageGroup.com. Also, any proceeds from the purchase of either of this books are 100% donated to the Veterans Home in Barboursville WV. Where you will find me and my family serving dinner on Thanksgiving Day